The Government Service Insurance System (GSIS) is opening its nationwide emergency loan program for active members and pensioners following the declaration of a state of national calamity by President Ferdinand R. Marcos Jr. due to Typhoon Tino (international name Kalmaegi) and in preparation for the approaching severe tropical storm Fung-Wong.
GSIS President and General Manager Wick Veloso said Friday that the program would provide timely financial aid for public workers and retirees affected by the calamities.
“As our kababayans (countrymen) reel from the wide devastation of Typhoon Tino and as we brace for more calamities due to La Niña, the rapid financial relief for our public sector workers and retirees becomes more critical,” Veloso said in a statement.
Under the program, qualified active members may borrow up to PHP20,000, while those with existing emergency loans may renew and borrow up to PHP40,000, less any outstanding balance.
Old-age and disability pensioners may also apply if at least 25 percent of their basic monthly pension remains after loan deduction.
Eligible members must be in active service, not on unpaid leave, have paid at least three monthly premiums within the last six months, have no pending administrative or criminal case, and maintain a minimum take-home pay of PHP5,000 after deductions.
Loan applications are accepted from Nov. 7, 2025, to Feb. 7, 2026, through the GSIS Touch mobile app for faster approval and release.
The loan is payable in 36 equal monthly installments at 6 percent interest per annum. (PNA)
